#52138
Jimmy-T
Keymaster

    The Strata Insurance company has advised that the cost of the repair is under the claimable excess of $1000 how can I proceed to remedy this issue?

    This is one of the great misconceptions of strata. Assuming the stairs are common property, just because the OC isn’t fully covered by insurance, doesn’t mean they’re not liable.

    This is about liability, not insurance cover and if the cover is inadequate, the person who persuaded the owners corp to have such a hefty excess, might want to ask if it was such a good idea to go for the cheaper option.

    Even so, what the OC saved in premiums will more than compensate for what they’ll ahve to pay when you bill them for the stair repairs.

    By the way, if the strata manager has forwarded the emails and the committee isn’t doing anything, it’s not his or her fault.  The committee instructs the strata manager, not the other way round.

    The opinions offered in these Forum posts and replies are not intended to be taken as legal advice. Readers with serious issues should consult experienced strata lawyers.