An OC’s insurance would typically include $20 million for 3rd party liability. Obviously, you don’t want to rely on that and would prefer to have the property as safe as is practical and reasonable. Where I am, we are unconcerned that some kids ride bikes and scooters and kick balls and so on in quiet parking areas and driveways. I’d suggest the solution, if one is needed, is to implement some traffic calming measures so kids can learn to ride a bike or scooter on a quiet paved area at home.
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