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Thanks for the replies.
The Common Property memorandum has a reference no. – AG520000X & I have dated it July 2020.Its in 2 parts. The first part at 2.14 j General . Owners Responsibility – it states “Skirting boards & architraves.Exception , where the skirting board & architraves are situated on a common wall , then they become the OC responsibility”
There is a second part which sets out the OC responsibilities for maintenance , repair & replacement. At point 6 General d – ” skirting boards, architraves & cornices on common property walls (other then painting ,which will be the lot owners responsibility)”
So it appears from your replies, that the skirting board on the common property wall is OC responsibility , the rest is the owners . The replacement & painting is the owners. So that halves the cost of eradication. It interesting that the replacement board on the common property wall is at the owners cost. So on one hand the OC pays for the eradication cost but not the replacement of the damaged board & painting. Not good logic, but then that’s strata?
As to the insurance claim, we are a small complex of 6 & with an insurer who views strata insurance as just another product. However it is worth serious consideration. If you ask they may say yes.
The comment about taking responsibility has happened already.