Reply To: By law forcing owner to pay Insurance excess › Flat Chat Strata Forum › By-laws and outlaws › By law forcing owner to pay Insurance excess › Current Page 28/03/2024 at 6:03 pm #73519 David NgFlatchatter The strata manager informed me over the phone that they are not going through insurance… Why not? And no matter their answer, there is no reason why you can’t directly claim via the insurance policy.