CLO? FTB? WT…? It would help if you at least spelled your acronyms and initials out when you first use them. I’m assuming FTB is Fair Trading “something” but I have no idea what CLO is. Please explain.
IMHO (joke!) acronyms are used to exclude rather than explain or inform. Doctors, scientists and politicians use them all the time because they really don’t want us to know what they’re saying to each other.
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