My understanding is that owners have unlimited liability for the management of their schemes. However, there are various ways of making up the shortfall in levies and the recovery of debts due to other owners’ levies arrears. Ask your strata manager if they have looked at borrowing as an alternative to special levies and what their policies on debt recovery are. There is no way you need be out of pocket due to other owners inability to pay their levies. But you may need to be patient and just adding to the levies burden is not the smartest way to fix this