The Section of the NSW section for lots responsible for an insurance premium increase (Section 82) requires their “consent of the owner” when presented with the explanation and cost. If they dispute it then it’s off to NCAT and you’re going to need some evidence to take with you.
We had an insurer come back to us today seeking police checks for a Vape shop in a complex and it looks like their cover will need to go off shore because nobody local wants to touch it.
Tattoo studios are also difficult to insure.