I think this would be worth an initial discussion with the contents insurer. But read both insurance policies and the answer may become clear. For $5K it may be worth just paying. Any claim is likely to result in a higher premium.
I think this would be worth an initial discussion with the contents insurer. But read both insurance policies and the answer may become clear. For $5K it may be worth just paying. Any claim is likely to result in a higher premium.