Reply To: Damage caused by leaking hot water system – is this covered by Strata Insurance? › Flat Chat Strata Forum › Living in strata › Damage caused by leaking hot water system – is this covered by Strata Insurance? › Current Page 24/03/2025 at 2:07 pm #78723 ShortcrustFlatchatter I believe you are asking the wrong question. First you need to determine who owns the hot water tank. Is it one lot or is it the OC?