Here is a further question to ponder – assuming that the Owners Corporation did not know of the attic modifications at the time that they were carried out, and only discovered the work at a later time, does the Owners Corporation have any potential liability if a person is injured whilst in either climbing up a ladder to the ceiling space or whilst in the (common property) space?
In the event of damage to a person or the ceiling would the insurer have any grounds for refusing to settle if they discovered that the modifications had not been approved?