#24514
Sir Humphrey
Strataguru

    PS. If your financial situation is not too dire, could you get a loan to pay off the levy arrears? The interest on that loan would be less than you have to pay to the OC. 

    More generally, I think there are services that will assist to consolidate debts into a single loan with lower interest than you would pay for OC arrears, credit cards and so on. I don’t know more than that so can’t advise further, but I am pretty sure such things exist.