#18737
Whale
Flatchatter

    SlapShot – Forget about possible insurance coverage for the moment.

    If the floor tiles are the ones originally fitted by the Developer/Builder when the Lot was first sold, then repairs are the responsibility of the Owners Corporation (O/C), and if they’ve been fitted since, then repairs are the Lot Owner’s responsibility.

    But …. if there’s movement in the floor and that’s damaged the tiles, then the O/C is responsible for the necessary repairs to the floor and to whatever tiles are damaged as a consequence of that movement and of those repairs.

    Now that responsibility has been established, it’s up to those involved to contact their respective insurers in order to establish whether the damage caused is due to an “event” as defined in their policies; I think not, but in any case insurance cover or otherwise, responsibility for the necessary repairs doesn’t change!

    A point of clarification though, your original post about the broken gate indicated that you were an owner, and yet subsequent posts on that topic and this one mentions that you contacted your “Agent” and refer to “the owner” (third person). Are we talking about a different property?