@melbrandle said:
But honestly, I think you’re going to want your own insurance just in case something on their side isn’t as comprehensive as you would like it to be. They are only obligated to a certain extent anyway.
This is about compulsory building insurance that must be taken out by owners corporations for the replacement cost of their buildings in the event of a disaster. It is not appropriate or, I suspect, possible for individual owners to take out their own insurance for their share of the structure. However, different insurance policies form different companies may offer different levels of cover.