@WMB said:Is this the way this is normally handled. I thought, owner’s hot water would mean owner’s insurance?
It’s not quite that simple. It usually also need negligence for the owner (and hence their insurance cover) to be legally liable.
And usually a lot owner’s fixtures and fittings are covered by OC/BC compulsory insurance.
Burst and leaking pipes etc are usually not a negligence matter unless there’s some manufacturer’s requirement to do inspections or maintenance. And the damage any such leak might cause to common property or lot property fixtures and fittings is usually covered by OC/BC compulsory insurance.