#13554
struggler
Flatchatter

    Our SM has made numerous claims over the years that they never told us they were making.  This happened when one particular person was handling this complex.  Anything and everything was put through as an insurance claim, and at times for repairs we didn't even know were being done.   Wouldn't you look at the amount of the repair, look at your excess and the EC make that decision.  You do if you are a home owner on your own insurance.  Doesn't making alot of claims on your insurance increase your premium?  And as jks79 experienced it can then make it difficult to get coverage from another insurer if you are continuously  making claims.