#13329

In theory the garage door should ordinarily be considered common property and any damage to it covered under the OC’s building insurance. You may need to clarify if the garage door opener is original or if this has been installed by the owner (and if there is an exclusive use by-law).

From past experience you will need to submit a claim on your car insurance, explaining the situation to them, though you may wish to speak with the OC’s insurance broker about submitting a claim on the public liability policy.