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@sydprop said:
Trying to work this out. I would have thought that (NSW) that workers compensation insurance covers the liability under the workplace injury and workers compensation act.
What is the link to WHS? even if you have all proper measures in place, someone can still hurt themselves.
AFAIK it’s the WHS laws that require the workers compensation insurance. A residential OC is usually exempt from the WHS laws so doesn’t need the insurance because a claim can’t be made.
Contractors and others, by law, must meet the WHS laws either themselves or by their actual employer.
An OC’s duty of care would generally involve building compliance and maintenance according to the BCC/NCC. And an OC should have public liability insurance which is usually compulsory.