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This is a grey area and the only people who can answer this is the insurer of the specific building.
However, I have been told that if there is illegal short-term letting going on and the EC has been aware of it and tried to stop it, then your insurance would probably still hold.
However, if there is rampant short-term letting in contravention of local planning zoning and by-laws, but the EC is accepting or even encouraging of it, it represents a change of use and therefore may invalidate the insurance.
It would certainly affect the home and contents insurance of individual apartments, according to this article in our sister magazine Title Online.
But the short answer is, it depends on the circumstances and the policy details, so ask the insurer.