Just to add more confusion, dependent on the age of the building and whether it is a class 1 or class 2 building (Villa or Walkup, high rise) if the damage was from a burst water pipe in the wall the repairs to the pipe and the damage to the unit would all be claimable on the Strata Insurance. As a general guide pipes and wiring in the wall are the strata property and the fitting and fixtures is the lot owner. Strata Guru is correct in that the boundary issues (who is responsible for what) is complicated and advice is quite often required to review the Strata Acts and the insurers policy. Not that I want to join the long queue of Insurance company bashers, however understand that there are insurers out there that view their only responsibility is to use any excuse to Deny a claim. As such it is a heathy pastime to question or seek confirmation of any insurers advice or determination if it doesn’t sit well with you.
Chris Mo’ane GMD Integrated Consultancy Group
@JimmyT said:
I love this forum – we have the theories (including mine) and we have the law … and then we have logic …. and finally someone tells us what happens in the real world which often has nothing to do with the law, logic or, especially, my theories.
This is why Struggler is a StrataGuru and I am merely the administrator.