@Austman said:
If the tenant has contents insurance – that type of insurance usually has a liability cover which should cover the tenant in such circumstances.
It’s a reason why it can be wise for tenants to have contents insurance.
I’ve checked some of my contents policies. While liability for accidental damage to property (eg OC/BC common property) is covered, accidents when using a vehicle are not.
So a car driving tenant needs both car insurance and contents insurance to be covered.