(NSW) Our OC recently had a insurance claim on behalf of an owner who supposedly accidently broke her cooktop and her own contents insurer advised her to claim on the OC’s insurance. Many of the OC owners were quite surprised that a cooktop was indeed covered by the building insurance.
I think it quite fair that where a lot owner’s ‘fixtures’, such as the cooktop in this instance, which obviously does not form part of common property & the owner insists on claiming on the OC’s building insurance rather than their own, then they should cover the excess. Can this be enforced ?