@azur said:
I think it quite fair that where a lot owner’s ‘fixtures’, such as the cooktop in this instance, which obviously does not form part of common property & the owner insists on claiming on the OC’s building insurance rather than their own, then they should cover the excess. Can this be enforced ?
The cooktop is clearly lot property (even though it is covered by Strata building insurance) so why should the OC have to pay the excess (not even common property).
Tell the lot owner to cough up.
It would require a vote of the EC or OC to approve the OC covering the excess IMHO.