› Flat Chat Strata Forum › Living in strata › Insurance Excess › Current Page
05/07/2013 at 9:37 am
#18900
I cannot find anything in the NSW act that refers to the insurance excess, but I would agree it is a Strata responsibility to pay for the replacement of the door, and if they claim on their insurance I would think it quite reasonable that the person who broke the door pay the excess. This is how it works in QLD if the damage only affects 1 lot (even if the damage is to common property as in this case).
Even if the door was an internal door (not common property) the Strata building insurance would still cover it, but the person who damaged it would be up for the excess.