#13147
Jimmy-T
Keymaster

    Well, it could be right that your insurance doesn't cover it, but that doesn't mean it's not the Owner's Corporation's responsibility.  If you bash into another vehicle  in an uninsured car – all that means is that they take their damages claim out of your bank account rather than an insurance company's. It doesn't mean there's no claim. 

    There might, however, be a by-law specific to your block to the effect that owners have to look after their paintwork regardless of who causes the damage but it doesn't sound very likely.  I reckon your strata manager should be tasked with getting you better insurance cover.

    The opinions offered in these Forum posts and replies are not intended to be taken as legal advice. Readers with serious issues should consult experienced strata lawyers.