› Flat Chat Strata Forum › Common Property › Is my rooftop terrace common property or entirely my responsibilty? › Current Page
OK, thanks. I’m not 100% sure but it looks to me like the balconies are not CP.
But just to check my understanding:
1. The building insurance could still cover accidental damage to a balcony because the balcony is an original structural feature regardless of whether or not it is CP (In my case, the building insurance has a clause saying that it covers accidental loss or damage to “Lot/Unit Owners Fixtures and Improvements in Residential Lot/Units”). Because my rooftop terrace (a building fixture) is leaking I may be able to claim under the building insurance.
2. If I can’t claim under the building insurance, then fixing the leaking deck and repairing the damage to my living room ceiling is my responsibility because the balcony is not CP.
3. If I’m wrong about the balconies not being CP, i.e. they are indeed CP, then it would be the Owners Corporation who would lodge the claim or pay for the repairs.
Does that sound right?