#17388
scotlandx
Strataguru

    The only thing I would query is the addition of nearly $200 to the original debt collection fee.  It is difficult to say as we don’t know how overdue the levies were etc., but it seems excessive.

    There are a number of strata management companies who have a side business doing debt collection, and they make a lot of money.  From what I have seen, I think some of their practices are dubious, but that is just my opinion.  They need to be very careful when they label something as a legal fee, because legal fees have special characteristics.

    Re fees generally – the courts have recently been considering the imposition of fees by banks for a range of things, and the central issue is – were those fees reasonably incurred, i.e. can the fee be justified?  For example, charging a $30 overdraft fee may not be reasonable if it doesn’t reflect the costs to the bank.  So that is the only aspect where I differ from Whale, as it is possible that the additional amount may not be justified.

    If you wanted to make an issue of it, you could challenge it in a local tribunal/court, the question is, is it worth it?