Re: NCAT application process › Flat Chat Strata Forum › NCAT – the NSW Tribunal › NCAT application process › Current Page 30/06/2017 at 5:06 pm #27435 g-gFlatchatterChat-starter Thanks again Lady Penelope – but fees and time are not the issue. SM has made it clear that they do not have liability insurance. I am just puzzled why this is suddenly an issue.