Re: OC Renovations and Damage to Lot Owner’s Property. › Flat Chat Strata Forum › Talkin’ ’bout a renovation › OC Renovations and Damage to Lot Owner’s Property. › Current Page 15/08/2012 at 4:47 pm #16207 mattb In all honesty, the OC should bear the costs: if not for the full repairs themselves (the best option for them to take), then certainly the cost/excess for you to open your insurance claim (the minimum option they could take).