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Yes I agree, I think it’s an odd answer that to me doesn’t make much sense. On our insurance policy, the option is there but it is not selected. When I wanted to include it the SM said the EC don’t make any financial decisions so it wasn’t necessary and said that nothing further will be done.
As a matter of interest, the first thing the SM said to the owners at the AGM that I attended, was that we could be on the EC but that we would do absolutely nothing? The other owners appeared to be accepting of this. This has left me feeling like the SM has too much control and is used to a totally free rein. I feel uncomfortable blindly going along and haven’t ever had this type of setup with a SM.