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I probably wouldn’t bother with a termite inspection if I was you – but I am not advising against it.
Termite’s nests are usually in the soil (subterranean) but they have been known to infest higher floors if they can find a moisture source and a food source. They can then set up satellite colonies.
They would most likely travel up cracks in the concrete or within duct work.
A vigilant termite inspector may be able to spot the visible termite trails on the common property exterior walls at ground level but sometimes the termites travel through areas that are not visible to the inspector.
If there are ground level Lots with Exclusive Use areas then these areas may not be inspected by your OC and it could be these exterior walls where the termites begin their upward journey.