What you need is Landlords Insurance which covers you for any liability of yours related to fixtures and fittings in your property.
Policies vary from company to company but our sponsors, CHU, offer one that they describe thus:
CHU Landlords insurance is insurance for strata property owners who are renting out a unit/apartment to tenants. It is important as it provides cover for accidental loss or damage to contents in your unit from events such as fire, flood or storms. It covers items such as carpets, light fittings, curtains, blinds and washing machines as well as loss of rent if the unit is unfit to be occupied. Additionally, it covers you and your investment property for malicious damage to contents/buildings caused by tenants and/or their guests. It also covers you if your tenant fails to pay rent.
You’ll find more details on CHU’s Landlord insurance policy here.
Strata insurance will generally NOT cover you for anything inside your property. Tenants should have their own home and contents insurance too.