@JimmyT said:It was a very general, non-specific comment.
It’s actually legislated that lot fixtures, fittings and improvements must be covered by any compulsory strata building insurance in at least ACT, NSW, VIC. So it should apply to all strata building insurers.
For many landlords that’s adequate cover as far as lot interiors goes because in a tenanted property (unfurnished) that’s the most expensive lot interior items covered. But it’s up to the landlord..
I personally choose to take out landlord insurance in my tenanted strata properties even when they are covered by compulsory strata building insurance. But they don’t pay out until any covering strata building insurance is first claimed.