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29/11/2016 at 3:41 pm
#25890
Still on Insurance – would you expect Owners Corporation insurance to cover a claim for a common property event that involved a tenant in the same way it would cover a claim involving an owner.
I cannot get our insurer to say explicitly that they would. I don’t know yet but suspect they may expect that a claim involving a tenant should be covered by landlord insurance (which we know ALL owners who rent, particularly short term, possess). What is the ‘normal’ situation regarding OC insurance and the coverage of personal injury or property damage involving a tenant on common property?