@daphne diaphanous said:
I agree with you JimmyT, it would be much easier to ask the insurer. However, our insurer will provide us with nothing, including the paperwork..
Suggest that you inform the insurer that unless they provide details you require that at the next AGM you will provide an alternative insurance quote and ask the OC to approve your quote as opposed to the SM’s.
The OC is perfectly entitled to use their own Insurance Broker and cut out the SM if they want too. Do a Google search for Strata Insurance Brokers and they will be more than happy to quote you to insure your Strata.
Doing it this way any insurance claims would go straight to the broker cutting out the SM (and he would loose his commission).