Re: Volunteers, Paid Workers and OHS › Flat Chat Strata Forum › By-laws and outlaws › Volunteers, Paid Workers and OHS › Current Page 13/09/2011 at 9:24 am #13750 bpositiveFlatchatterChat-starter Hi Struggler, sorry Insurance does not cover members for out of pocket expenses. It also does not cover for negiligence. AFAIK.