› Flat Chat Strata Forum › Living in strata › Water damage from fire in unit directly above › Current Page
WW – any claim for a reimbursement of your insurance excess would be against the person at fault, where presumably you believe that to be either your prevaricating Owners Corporation (O/C) or “offending owner” of the Unit above yours.
Notwithstanding the other issues that you’ve mentioned where the O/C may well be complicit, it’s not in my opinion responsible for causing the damage to your Unit that’s now the subject of an insurance claim, and as I mentioned in an earlier post the Owner of the Unit above yours has not in my opinion “offended” either actively or passively, in circumstances where the water damage was actually caused consequentially by the activities of NSW Fire & Rescue.
The decision about pursuing the recovery of your contents’ insurance excess is clearly yours to make, and even though you’ve been royally stuffed-around by your O/C, I’d be inclined to be grateful for small mercies and leave the issue of the excess alone, and to instead concentrate on those possibly more important issues involving its activities at the upcoming AGM; but that’s me!