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G’day Whale
Thank you so much for reply.
I think that clears up the deadlock change issue.
However, the ceiling and wall cracks I described (that appeared after the fire) are within my unit. The ceiling watermarks are clearly visible as it was dripping through there (most obviously in my living room and bedroom). The original window pelmets and many original cornices are now cracked. The network of cracks in my unit is still expanding.
Should the ceiling, cornices and pelmets (all original) be repaired by the O/C insurer or proceed via my home contents insurer? Only one common wall was impacted plus cracks around the front door frame where it was forced. My home contents have already written off my bed, rug and some other water damaged odds and ends. Their assessor measured my interior walls and ceilings plus the balcony.
Best regards
WaterworldMM