kingst – whilst your Owners Corporation (O/C), that includes you by the way, is responsible for properly maintaining its Common Property (roof) so that it doesn’t leak, unless the O/C can be proven negligent in terms of it being aware of but not repairing the leaking roof, it is not obliged to reimburse you for any loss of rent that you may claim has arisen as a consequence; that’s what Contents and Landlords’ Insurance is for for defined events.