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Aaah Yes Water Woes….. the saga continued…. Submissions to Insurance Companies (Strata Insurance and Contents Insurance). In a nutshell, the Chairman request submission of quotes to submit to the Strata Insurance Co.
At the time we had an estimate of repairing the water damaged flooring and scurried around additional floor repair quotes.
Our quotes for repair were not submitted to the Strata Ins for review as part of this claim. The Chairman submitted quotes to repair her damage only
We expected an Assessor would come to inspect the water damage in both apartments. We contacted the Strata Ins Co (by now they were in the final stages of settling the claim) to clarify we are part of this claim for water damage. We were informed an Assessor would nothave inspected the site since the claim was under $3500. Note the claim would be well over that amount if the water damage in our apartment was considered.
As is turns out, our Contents Ins has covered the wooden floating floor and Strata is responsible for the fixed to rendered walls skirting boards. All sorted.
My query is: Is the Chairman responsible to submit all claims for this one incident letting the Strata Ins. Co figure out what they will cover??????
Her damage claim was under the radar (by a couple hundred dollars) for assessment and was settled while we haggled for settling our claim between Strata Ins and Contents Ins.
Mind you Chairman now has a fully renovated bathroom and ? repairs for the water leaking into her guest bedroom from our kitchen sink (flexihose). Considering that the Chairman let the water flow for 7+ hours before taking any action.
Scullbuggery?