#27481
Austman
Flatchatter

    To note that if damage was caused by an insurable event, it’s likely that building insurance would cover it.  That usually includes damage caused by residents.  Of course, an excess will apply.  An OC/BC must have building insurance for common property.  That insurance usually extends to cover lot fixtures and fittings.

    But if the damage was due to a lack of maintenance or is actually a building defect/failure, it’s unlikely to be covered.