Re: Who pays for damaged balustrade? › Flat Chat Strata Forum › Common Property › Who pays for damaged balustrade? › Current Page 06/02/2018 at 9:33 pm #29170 scotlandxStrataguru Sure claim on the OC insurance, but tell the owner he will have to remove the furniture or place it in such a way that it doesn’t happen again because if it does, the insurer won’t pay.