› Flat Chat Strata Forum › Common Property › Who pays for damaged balustrade? › Current Page
An OC has an obligation to repair common property.
I would have thought the damage would be covered by the OC’s building insurance.
Even if the damage was due to an owner’s negligence, I believe the owner has a right to request a claim on the OC’s building insurance. An owner, being part of the OC, has contributed to the insurance policy and should be automatically covered. It’s different for a tenant who is not automatically covered.
If the EC refuses to claim, the owner could try claiming directly.
As for excesses, it’s usually the claiming party that has to pay them. Generally the OC claims for common property damage while owners claim for lot property damage.