@Whale said:
So you shouldn’t read too much into terms such as those that you highlighted in your post (#5), because if strata building policies really covered everything that a normal home building policy does, excluding shared facilities, then there’d be no need for specialised strata contents insurance and those normal home building policies wouldn’t specifically exclude any part of a building that’s part of a strata title.
I only have 2 policies strata insurance for the building (via Strata) and a bog standard contents insurance that covers everything that is removable when I leave.
I consider that I’m fully covered. Do you know something that I don’t.