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I have recently had an offer accepted on a strata unit in South Australia. There are 3 units on the block, 1 completely separate and 2 attached via garages. There is no common area at all.
The strata information received with the Form 1 states there are no strata fees. It also states that each unit has their own building insurance policy. This does not sound right to me. I went to talk to the owner of one of the units today and they confirmed this, and that they are using QBE to insure their own unit. I am surprised QBE would accept this policy on a single strata titled unit.
Can separate insurance be taken out if the units are all clearly on their own lots with no common areas?
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