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Has anyone had the experience of an insurance company refusing cover unless a part of a building is upgraded to meet new National Construction Code requirements?
A section of a roof on one of 7 townhouses built nearly 40 years ago is 2 degrees under the pitch required by the current code. Recent leaks are awaiting repair and relate to issues with barge tile pointing and flashing attachment. A panel builder sent by the insurer has declared the roof cannot be repaired as the pitch is non compliant and must be replaced in entirety.
Normally construction codes are not retrospective, and there are no safety issues. The roof has not leaked during its life, except for the recent issues which imply the pitch is not affecting its serviceability.
Dare I ask, with the recent rain events and floods and bushfires of the past few years, is it possible insurers are looking for ways to avoid claims?
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