Regulars will notice I’ve taken an axe to this thread. I was going to cut it completely but there’s a lot of good information in here. I apologise to anyone whose valid points were caught in the verbal hedge trimmer.
Why did I do it? Because I foolishly allowed myself to rise to the bait and got engaged in a petty slanging match.
It gets very tiresome for the average reader who is looking for information when they have to wade through dross where winning the argument is clearly more important than being right and scoring points is more important than making sense. I am as guilty as anyone of this – but no more!
Normal service has been resumed. Oh, and by the way, Sharon Machin’s input from Strata Choice (below) puts the whole thing in perspective.