It sounds lie this is normal deterioration over time and is therefore an Owners Corp responsibility (in the absence of any by-laws that say otherwise).
If you don’t have the money in your sinking fund then you can always get a strata loan from our sponsors Lannock.
It may be worth having an inspection of all your floors to see what needs to be done as getting it all done at once can save money compared to doing it piecemeal
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