#26832
Jimmy-T
Keymaster

    @BONNIE L said:
    Does anyone have experience of a strata insurance firm acting like the Police with regular checks made to strata manager on what I regard as non-urgent maintenance matters in a building?   

    If an insurer is aware of an issue that would substantially affect the risk in a building, and where continued coverage on the current rates may be dependent on the problem being fixed, they may check up.

    However, it is much more likely that they will warn the strata scheme managers (or not) and then be prepared to not compensate the owners for any damages that occur as a result of the problem not having been addressed.

    Insurers tend to be more reactive than proactive. If you breach the terms of your insurance, then they simply won’t pay. There are no StrataKops.

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