This question sounds familiar – have you posted it before? – but here goes anyway.
1. The Secretary sets the AGM unless that function has been delegated to the strata manager by the Owners Corp. Under the new strata Act, the AGM only has to be held every financial year, not on or near the anniversary of the previous meeting, so it is theoretically possible to have a gap of 22 months between meetings. In the above case, the next AGM can be held any time up to June 30, 2020.
2. The strata manager only has to make sure there is enough money in the funds to pay the bills. If you have enough in your admin fund, you could be getting a levies “holiday”.
3. I think you could only be considered unfinancial if a levies notice had been sent out and you hadn’t paid it.
4. By law, the Owners Corp must have insurance. That would supersede just about any other consideration .