This is not settled law. The strata lawyer Amanda Farmer has a view that if an unfinancial owner enters into a “payment plan”, which is specified in the Act that has been recently amended to make it more reasonable for owners to take up, then they are able to vote in general meetings. That would probably require the payment plan to have been approved, and the owner actually to be following it, so you can’t turn up at a general meeting being unfinancial and having applied for a plan the day before, and hope to vote. This interpretation is controversial, but has a reasonable chance of being accepted, since the government is trying to get unfinancial owners to make payment plans, and the advantage of being able to vote and participate in strata, by making and following payment plans would be in agreement with the government’s aims, from these reforms.